Payday Loans & Cash Advance Near Window Rock, AZ
Searching for payday loans in Window Rock or a cash advance in Window Rock, AZ? Payday loans are not allowed in New Mexico, so our Hwy 264 office offers installment loans in Tse Bonito, NM up to $1500.
1575-C Hwy 264
Tse Bonito (Gallup), NM 87301
Hours: call 505-863-5825
Looking for payday loans in Window Rock? Payday loans are not allowed in New Mexico, and Lucky Loans is not a payday or title lender. What we offer instead is a traditional installment loan up to $1500, which is the closest thing to a cash advance in Window Rock, AZ that a licensed New Mexico lender can make. Our installment loans in Tse Bonito, NM are written at 1575-C Hwy 264, on the New Mexico side of the Arizona line.
The office is licensed as Tse Bonito and is part of Excel Finance New Mexico, LLC, the same company behind our Route 66 office in Gallup. Hwy 264 runs northwest from Yah-ta-hey to Window Rock, so it is a natural stop if your day already takes you that way. Call 505-863-5825 for current hours, or apply online before you drive out.
Our staff speak Navajo: Diné bizaad bee yádeiltį. Many questions can be settled by phone, and the online form lets you do your part from home. When you do come in, you will know what to bring.
Cash advance Window Rock AZ neighbors ask about: our installment loans
Installment loans up to $1500
A traditional installment loan from Excel Finance New Mexico with a repayment plan set at application. It is not a payday or title loan.
Loans Navajo Nation families can ask about
Loans on the Navajo Nation start with respect and plain talk. Diné bizaad bee yádeiltį: ask your questions in Navajo or English.
No pre-payment penalty
If your finances improve and you want to pay off early, there is no penalty for doing so.
Good credit gets reported
We report your on-time payments, so responsible borrowing can count in your favor.
Second looks after a decline
We review applications even if you were declined elsewhere. Approval is not guaranteed, and each application stands on its own.
Online, phone or in person
Start at our online form, call 505-863-5825 to confirm hours, or stop by 1575-C Hwy 264.
Loans near me in Window Rock: how to borrow from our Hwy 264 office
- 1
Call or apply first
Phone 505-863-5825 for current hours and to ask any questions, or send the online application from your phone.
- 2
Gather what you need
Plan to bring identification, your Social Security card, proof of address, a valid phone number, and paystubs or other income information.
- 3
Review the terms
We walk through the terms with you before anything is signed. If you are approved, we help you get your cash quickly.
Installment loans in Tse Bonito, NM, close to the Arizona line
Highway 264 is the connecting road for many households here. It leaves Yah-ta-hey, passes through Tse Bonito and reaches Window Rock, the capital of the Navajo Nation. Tse Bonito sits on the New Mexico side of the Arizona line, right beside it.
That position is the reason this office exists. If your day already takes you along Hwy 264, you do not have to detour into Gallup to talk with a lender in person. And if you would rather not travel at all, the application is online and the phone is answered at 505-863-5825.
Many of our neighbors here speak Navajo first. We do too, and we would be glad to go over your loan in whichever language makes the details clearest.
You can always reach the same people. The number for this office is the Lucky Loans line, 505-863-5825, so you are never passed from desk to desk. Our main office on Historic Route 66 in Gallup is there too if you are in town for another reason.
Required at closing
- Identification
- Social Security card
- Proof of address
- Valid phone number
- Paystubs or other income information
Searching for payday loans in Window Rock? What NM law says
If you searched for payday loans in Window Rock, here is where the law stands on our side of the line. Payday loans are not permitted in New Mexico, so what we make are traditional installment loans. Under the law that took effect January 1, 2023, the APR on loans of $10,000 or less is capped at 36%, all-inclusive, with fees and credit insurance counted in.
The Tse Bonito office operates under small loan license #02180, issued August 2, 2018 to Excel Finance New Mexico, LLC by the New Mexico Regulation and Licensing Department. The license is active through June 30, 2027.
One note for Arizona residents: our loans are for New Mexico residents, and Arizona residents are not covered by our New Mexico license. The regulator for licensed small loan lenders is the Financial Institutions Division in Santa Fe, reachable at (505) 476-4885.
Loans Navajo Nation families use: communities near Tse Bonito
This office sits along Hwy 264 and is close to these communities, though loans are for New Mexico residents:
- Tse Bonito
- Navajo, NM
- Yah-ta-hey
- Window Rock, AZ
- Fort Defiance, AZ
- St. Michaels, AZ
- Gallup
What an installment loan in Tse Bonito, NM will cost
We set the exact terms and APR when you apply, based on your application and credit information. Not all applicants will qualify for the lowest rate. You will see the real numbers before you decide, not after.
The Loan Rates & Fees disclosure is available on our Consumer Information page. It is worth reading even if you only plan to ask a question.
Compare your options. A credit union may offer a small personal loan, and many utilities and billers will set up a payment plan if you call before the due date. A loan from us makes sense when those paths do not fit your timing.
Whatever you decide, take the numbers home and think it over. A good lender will not push you to sign the same minute.
Payday Loans & Cash Advance in Window Rock & Tse Bonito: FAQ
Can I get payday loans in Window Rock?
No lender in New Mexico can make payday loans, and Lucky Loans is not a payday or title lender. We offer traditional installment loans up to $1500 with no pre-payment penalty. Approval is not guaranteed, and every application is reviewed. Call 505-863-5825 to ask whether you can apply.
Where can I get a cash advance in Window Rock, AZ?
Our cash advance option is a cash installment loan from the Tse Bonito office at 1575-C Hwy 264, on the New Mexico side of the line. Loans are for New Mexico residents with a regular income. Call 505-863-5825 first.
How do installment loans in Tse Bonito, NM work?
You apply online, by phone or in person, and we review your application. If you are approved, you get your cash and repay it on a set schedule. Exact terms and APR are set at application, and there is no pre-payment penalty.
Do you offer loans on the Navajo Nation?
Our office is in the Tse Bonito area on Hwy 264, next to Window Rock, and our staff speak Navajo: Diné bizaad bee yádeiltį. Eligibility depends on New Mexico residency and a regular income, not on language or clan. Call 505-863-5825 to check.
Are there loans near me in Window Rock, and what are the hours?
The Hwy 264 office is the closest Lucky Loans location to Window Rock. Please call 505-863-5825 for current hours before you drive out. The people who answer can also take your questions about the application.
Can I apply online instead of visiting?
Yes. The application is at /apply-now/ and works on a phone. You can also call 505-863-5825 to apply by phone. At closing you will need identification, your Social Security card, proof of address, a valid phone number and income information.
More Lucky Loans Locations Near Window Rock & Tse Bonito
Gallup, NM 87301 · License #02179
Mon–Fri 8:00 am–6:00 pm, Sat 8:00 am–1:00 pm
505-863-5825
Call or apply from Hwy 264
Call 505-863-5825 for current hours, or <a href="/apply-now/" rel="nofollow">apply online</a> from wherever you are. See all of our <a href="/locations/">Gallup-area offices</a> if you want to compare.
Approval is not guaranteed. Every application is reviewed. Loan amounts and terms depend on your application, credit information and New Mexico law. Licensed by the New Mexico Financial Institutions Division.